Question 1

1. What does veterinary professional liability insurance cover?

Accepted Answer

It covers claims of negligence, malpractice, legal defense costs, license protection, and sometimes tail coverage.

Question 2

2. How much does veterinary malpractice insurance cost?

Accepted Answer

Most vets pay between $350–$1,200 per year, depending on their specialty, location, and policy type.

Question 3

3. Is veterinary malpractice insurance mandatory?

Accepted Answer

It isn’t legally required in all states, but most employers, clinics, and associations (like AVMA) strongly recommend or require it.

Question 4

4. What’s the difference between malpractice insurance and professional liability insurance?

Accepted Answer

For veterinarians, the two terms are often used interchangeably. Malpractice focuses on medical errors, while professional liability is broader and includes misconduct and license defense.

Question 5

5. Do new graduates need liability insurance?

Accepted Answer

Yes. In fact, new vets may face higher risks due to inexperience, making insurance even more important. Some providers offer discounted rates for recent graduates.