How Long Does an Accident Stay on Your Insurance Policy
How Long Does an Accident Stay on Your Insurance Policy : Wondering how long an accident stays on your insurance? Typically, it’s 3 to 5 years, but serious accidents like DUIs can last up to 10 years. The exact duration depends on whether you were at fault, your insurer’s policies, and your state’s laws. Learn how claims affect premiums, the difference between driving and insurance records, and practical steps to reduce costs after a crash.